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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,760 | $201,372-71.3% | $184,260-68.7% | $145,884-60.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 19.68% | 29.04%-9.4pp | 28.84%-9.2pp | 551.85%-532.2pp |
| Employer contribution / active EE | $7,242 | $7,024+3.1% | $6,427+12.7% | $4,662+55.3% |
| Participant deferral / active EE | $5,930 | $9,808-39.5% | $9,133-35.1% | $6,690-11.4% |
| Admin fee / account holder | $8,800 | $16,362-46.2% | $13,898-36.7% | $13,392-34.3% |