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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,936 | $171,867-62.2% | $149,721-56.6% | $147,586-56.0% |
| Participation rate | 85.7% | 88.2%-2.5pp | 87.1%-1.4pp | 82.8%+2.9pp |
| Annual return | 16.89% | 2113.36%-2096.5pp | 1501.67%-1484.8pp | 578.59%-561.7pp |
| Employer contribution / active EE | $1,352 | $6,275-78.5% | $5,444-75.2% | $4,876-72.3% |
| Participant deferral / active EE | $3,126 | $7,270-57.0% | $6,568-52.4% | $5,439-42.5% |
| Admin fee / account holder | $1,498 | $13,799-89.1% | $11,282-86.7% | $10,886-86.2% |