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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,551 | $217,427-14.2% | $185,837+0.4% | $167,518+11.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.17% | 148.39%-139.2pp | 122.08%-112.9pp | 478.71%-469.5pp |
| Employer contribution / active EE | $20,631 | $5,874+251.2% | $5,168+299.2% | $4,838+326.4% |
| Participant deferral / active EE | $9,821 | $6,357+54.5% | $5,568+76.4% | $6,342+54.9% |
| Admin fee / account holder | $1,162 | $19,816-94.1% | $16,241-92.8% | $12,312-90.6% |