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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,722 | $198,457-38.2% | $170,435-28.0% | $147,586-16.8% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 11.83% | 257.30%-245.5pp | 205.94%-194.1pp | 578.59%-566.8pp |
| Employer contribution / active EE | $24,678 | $6,183+299.1% | $5,432+354.3% | $4,876+406.1% |
| Participant deferral / active EE | $10,023 | $5,629+78.0% | $4,939+102.9% | $5,439+84.3% |
| Admin fee / account holder | $1,950 | $16,852-88.4% | $13,881-86.0% | $10,886-82.1% |