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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,487 | $209,428-20.0% | $178,498-6.2% | $158,950+5.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.18% | 188.78%-177.6pp | 151.09%-139.9pp | 302.91%-291.7pp |
| Employer contribution / active EE | $20,183 | $5,707+253.6% | $5,011+302.8% | $4,762+323.8% |
| Participant deferral / active EE | $9,862 | $5,955+65.6% | $5,202+89.6% | $5,983+64.8% |
| Admin fee / account holder | $2,327 | $17,077-86.4% | $13,985-83.4% | $11,248-79.3% |