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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,465 | $199,109-59.6% | $173,730-53.7% | $154,746-48.0% |
| Participation rate | 90.5% | 82.8%+7.7pp | 79.6%+10.9pp | 80.7%+9.8pp |
| Annual return | 17.62% | 20.02%-2.4pp | 19.96%-2.3pp | 172.34%-154.7pp |
| Employer contribution / active EE | $2,776 | $5,311-47.7% | $4,577-39.3% | $4,379-36.6% |
| Participant deferral / active EE | $4,106 | $7,113-42.3% | $6,326-35.1% | $6,730-39.0% |
| Admin fee / account holder | $1,288 | $20,916-93.8% | $17,523-92.7% | $14,365-91.0% |