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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,367 | $166,131-61.3% | $164,975-61.0% | $145,877-55.9% |
| Participation rate | 90.5% | 82.0%+8.5pp | 78.6%+11.9pp | 80.3%+10.2pp |
| Annual return | 13.19% | 100.37%-87.2pp | 70.12%-56.9pp | 551.28%-538.1pp |
| Employer contribution / active EE | $2,897 | $5,276-45.1% | $4,343-33.3% | $4,663-37.9% |
| Participant deferral / active EE | $4,577 | $6,962-34.3% | $6,033-24.1% | $6,691-31.6% |
| Admin fee / account holder | $5,704 | $16,648-65.7% | $12,688-55.0% | $13,402-57.4% |