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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,737 | $154,193-60.6% | $130,045-53.3% | $139,466-56.5% |
| Participation rate | 86.4% | 82.0%+4.4pp | 78.5%+7.9pp | 80.3%+6.0pp |
| Annual return | 19.71% | 32.51%-12.8pp | -137.30%+157.0pp | 373.66%-354.0pp |
| Employer contribution / active EE | $2,615 | $5,292-50.6% | $4,321-39.5% | $4,754-45.0% |
| Participant deferral / active EE | $4,296 | $6,709-36.0% | $5,820-26.2% | $6,712-36.0% |
| Admin fee / account holder | $1,083 | $13,989-92.3% | $10,600-89.8% | $11,409-90.5% |