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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,172 | $157,296-60.5% | $141,191-56.0% | $152,897-59.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 23.77% | 64.34%-40.6pp | 71.41%-47.6pp | 345.43%-321.7pp |
| Employer contribution / active EE | $3,199 | $5,262-39.2% | $4,736-32.5% | $4,764-32.8% |
| Participant deferral / active EE | $5,164 | $7,111-27.4% | $6,710-23.0% | $5,851-11.7% |
| Admin fee / account holder | $791 | $12,125-93.5% | $10,264-92.3% | $11,599-93.2% |