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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,465 | $178,174-54.8% | $156,181-48.5% | $137,256-41.4% |
| Participation rate | 90.5% | 82.0%+8.4pp | 78.8%+11.6pp | 80.0%+10.5pp |
| Annual return | 17.62% | 84.19%-66.6pp | 64.87%-47.3pp | 220.34%-202.7pp |
| Employer contribution / active EE | $2,776 | $4,972-44.2% | $4,294-35.3% | $4,156-33.2% |
| Participant deferral / active EE | $4,106 | $6,888-40.4% | $6,132-33.0% | $6,407-35.9% |
| Admin fee / account holder | $1,288 | $17,404-92.6% | $14,586-91.2% | $12,270-89.5% |