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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,409 | $93,598-41.9% | $135,974-60.0% | $75,173-27.6% |
| Participation rate | 74.4% | 75.2%-0.8pp | 81.9%-7.6pp | 67.2%+7.2pp |
| Annual return | 17.29% | 30.89%-13.6pp | 68.30%-51.0pp | 160.72%-143.4pp |
| Employer contribution / active EE | $2,129 | $3,538-39.8% | $4,859-56.2% | $2,671-20.3% |
| Participant deferral / active EE | $4,447 | $6,405-30.6% | $7,760-42.7% | $4,126+7.8% |
| Admin fee / account holder | $2,450 | $6,978-64.9% | $10,767-77.2% | $5,651-56.6% |