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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,933 | $85,766-69.8% | $136,298-81.0% | $70,126-63.0% |
| Participation rate | 96.4% | 74.2%+22.3pp | 81.9%+14.5pp | 69.5%+26.9pp |
| Annual return | 22.69% | 31.46%-8.8pp | 5156.27%-5133.6pp | 73.15%-50.5pp |
| Employer contribution / active EE | $1,662 | $2,966-44.0% | $4,696-64.6% | $2,343-29.0% |
| Participant deferral / active EE | $2,450 | $5,051-51.5% | $6,247-60.8% | $3,332-26.5% |
| Admin fee / account holder | $546 | $5,421-89.9% | $9,244-94.1% | $4,645-88.2% |