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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,080 | $82,674-61.2% | $125,381-74.4% | $68,486-53.2% |
| Participation rate | 83.8% | 75.1%+8.7pp | 82.4%+1.4pp | 67.9%+15.9pp |
| Annual return | -18.68% | -5.97%-12.7pp | 572.31%-591.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,526 | $3,382-54.9% | $4,815-68.3% | $2,597-41.2% |
| Participant deferral / active EE | $3,614 | $6,111-40.9% | $7,448-51.5% | $4,028-10.3% |
| Admin fee / account holder | $557 | $6,277-91.1% | $10,007-94.4% | $5,404-89.7% |