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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,805 | $96,678-15.4% | $86,640-5.6% | $139,466-41.3% |
| Participation rate | 81.3% | 74.4%+6.8pp | 71.7%+9.5pp | 80.3%+0.9pp |
| Annual return | 26.35% | 106.69%-80.3pp | 592.52%-566.2pp | 373.66%-347.3pp |
| Employer contribution / active EE | $2,549 | $3,265-21.9% | $3,024-15.7% | $4,754-46.4% |
| Participant deferral / active EE | $6,726 | $4,837+39.1% | $4,438+51.5% | $6,712+0.2% |
| Admin fee / account holder | $2,691 | $6,410-58.0% | $5,616-52.1% | $11,409-76.4% |