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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,984 | $103,008-21.4% | $90,304-10.3% | $152,897-47.0% |
| Participation rate | 60.9% | 75.9%-15.0pp | 73.3%-12.4pp | 82.5%-21.6pp |
| Annual return | 15.29% | 95.22%-79.9pp | 78.13%-62.8pp | 345.43%-330.1pp |
| Employer contribution / active EE | $1,693 | $3,139-46.1% | $2,855-40.7% | $4,764-64.5% |
| Participant deferral / active EE | $2,934 | $4,281-31.5% | $3,885-24.5% | $5,851-49.8% |
| Admin fee / account holder | $751 | $6,175-87.8% | $5,354-86.0% | $11,599-93.5% |