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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,281 | $90,607-23.5% | $79,467-12.8% | $135,380-48.8% |
| Participation rate | 65.0% | 76.0%-11.0pp | 73.3%-8.3pp | 82.6%-17.6pp |
| Annual return | -6.82% | 977.74%-984.6pp | 718.30%-725.1pp | 519.81%-526.6pp |
| Employer contribution / active EE | $1,573 | $3,068-48.7% | $2,800-43.8% | $4,779-67.1% |
| Participant deferral / active EE | $3,808 | $4,050-6.0% | $3,704+2.8% | $5,609-32.1% |
| Admin fee / account holder | $851 | $5,895-85.6% | $5,104-83.3% | $10,828-92.1% |