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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,288 | $73,848-84.7% | $143,799-92.2% | $68,486-83.5% |
| Participation rate | 85.7% | 66.7%+19.1pp | 80.3%+5.4pp | 67.9%+17.8pp |
| Annual return | -17.60% | 0.91%-18.5pp | -0.04%-17.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $320 | $3,184-89.9% | $4,952-93.5% | $2,597-87.7% |
| Participant deferral / active EE | $1,680 | $3,385-50.4% | $5,638-70.2% | $4,028-58.3% |
| Admin fee / account holder | $349 | $5,755-93.9% | $14,677-97.6% | $5,404-93.5% |