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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,761 | $91,179-84.9% | $178,499-92.3% | $79,852-82.8% |
| Participation rate | 83.3% | 69.2%+14.1pp | 81.9%+1.4pp | 69.6%+13.7pp |
| Annual return | 13.76% | 24.19%-10.4pp | 151.10%-137.3pp | 31.72%-18.0pp |
| Employer contribution / active EE | $348 | $3,256-89.3% | $5,011-93.0% | $2,471-85.9% |
| Participant deferral / active EE | $1,497 | $3,236-53.8% | $5,202-71.2% | $3,740-60.0% |
| Admin fee / account holder | $747 | $6,749-88.9% | $13,986-94.7% | $5,306-85.9% |