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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,857 | $85,171-84.9% | $172,752-92.6% | $72,975-82.4% |
| Participation rate | 80.0% | 70.1%+9.9pp | 82.6%-2.6pp | 69.5%+10.5pp |
| Annual return | 18.70% | 27.32%-8.6pp | 802.97%-784.3pp | 81.01%-62.3pp |
| Employer contribution / active EE | $329 | $3,324-90.1% | $5,144-93.6% | $2,440-86.5% |
| Participant deferral / active EE | $1,437 | $3,260-55.9% | $5,198-72.4% | $3,608-60.2% |
| Admin fee / account holder | $979 | $5,880-83.4% | $13,955-93.0% | $5,124-80.9% |