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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,738 | $160,059+6.7% | $140,019+21.9% | $135,380+26.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -22.58% | 911.48%-934.1pp | 651.17%-673.7pp | 519.81%-542.4pp |
| Employer contribution / active EE | $3,261 | $6,420-49.2% | $5,605-41.8% | $4,779-31.8% |
| Participant deferral / active EE | $12,250 | $7,641+60.3% | $6,927+76.9% | $5,609+118.4% |
| Admin fee / account holder | $7,689 | $13,328-42.3% | $10,705-28.2% | $10,828-29.0% |