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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,521 | $184,000+10.1% | $162,185+24.9% | $152,909+32.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 49.79% | 150.80%-101.0pp | 115.61%-65.8pp | 345.46%-295.7pp |
| Employer contribution / active EE | $2,806 | $6,370-56.0% | $5,613-50.0% | $4,764-41.1% |
| Participant deferral / active EE | $400 | $8,033-95.0% | $7,297-94.5% | $5,851-93.2% |
| Admin fee / account holder | $5,329 | $13,124-59.4% | $10,844-50.9% | $11,601-54.1% |