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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,907 | $167,533+55.1% | $151,645+71.4% | $134,545+93.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -14.16% | 7.81%-22.0pp | 3.34%-17.5pp | 418.37%-432.5pp |
| Employer contribution / active EE | $4,161 | $6,828-39.1% | $6,165-32.5% | $4,742-12.2% |
| Participant deferral / active EE | $4,800 | $8,985-46.6% | $8,363-42.6% | $6,401-25.0% |
| Admin fee / account holder | $1,171 | $13,781-91.5% | $11,614-89.9% | $11,431-89.8% |