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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,652 | $52,678+51.2% | $75,784+5.1% | $59,633+33.6% |
| Participation rate | 70.6% | 67.2%+3.4pp | 75.8%-5.2pp | 68.7%+1.9pp |
| Annual return | -2.89% | 2.95%-5.8pp | 9.68%-12.6pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $1,493 | $2,193-31.9% | $3,323-55.1% | $2,203-32.2% |
| Participant deferral / active EE | $2,462 | $2,591-5.0% | $3,652-32.6% | $3,192-22.9% |
| Admin fee / account holder | $1,030 | $3,610-71.5% | $5,300-80.6% | $4,297-76.0% |