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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,336 | $65,364+67.3% | $92,909+17.7% | $72,975+49.8% |
| Participation rate | 80.0% | 68.3%+11.7pp | 76.0%+4.0pp | 69.5%+10.5pp |
| Annual return | 21.53% | 42.11%-20.6pp | 109.44%-87.9pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,581 | $2,594-39.0% | $3,653-56.7% | $2,440-35.2% |
| Participant deferral / active EE | $3,621 | $3,128+15.7% | $4,238-14.6% | $3,608+0.4% |
| Admin fee / account holder | $2,627 | $4,251-38.2% | $5,795-54.7% | $5,124-48.7% |