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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,141 | $72,273+82.8% | $101,275+30.5% | $79,856+65.5% |
| Participation rate | 80.0% | 68.5%+11.5pp | 75.8%+4.2pp | 69.6%+10.4pp |
| Annual return | 17.12% | 22.30%-5.2pp | 46.48%-29.4pp | 31.71%-14.6pp |
| Employer contribution / active EE | $1,659 | $2,691-38.3% | $3,660-54.7% | $2,471-32.8% |
| Participant deferral / active EE | $3,568 | $3,282+8.7% | $4,371-18.4% | $3,741-4.6% |
| Admin fee / account holder | $2,369 | $4,401-46.2% | $5,948-60.2% | $5,306-55.4% |