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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,381 | $75,832-54.7% | $147,617-76.7% | $59,633-42.3% |
| Participation rate | 51.9% | 71.6%-19.6pp | 84.6%-32.7pp | 68.7%-16.7pp |
| Annual return | -2.65% | 0.37%-3.0pp | 61.98%-64.6pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $1,175 | $3,485-66.3% | $5,564-78.9% | $2,203-46.6% |
| Participant deferral / active EE | $1,695 | $3,131-45.9% | $4,895-65.4% | $3,192-46.9% |
| Admin fee / account holder | $827 | $5,986-86.2% | $11,612-92.9% | $4,297-80.7% |