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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,552 | $84,236-59.0% | $170,435-79.7% | $70,126-50.7% |
| Participation rate | 49.5% | 70.8%-21.4pp | 83.6%-34.1pp | 69.5%-20.1pp |
| Annual return | 25.38% | 23.06%+2.3pp | 205.94%-180.6pp | 73.15%-47.8pp |
| Employer contribution / active EE | $1,197 | $3,387-64.7% | $5,432-78.0% | $2,343-48.9% |
| Participant deferral / active EE | $2,028 | $3,086-34.3% | $4,939-58.9% | $3,332-39.1% |
| Admin fee / account holder | $600 | $5,698-89.5% | $13,881-95.7% | $4,645-87.1% |