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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,189 | $77,638-68.8% | $156,551-84.5% | $62,881-61.5% |
| Participation rate | 48.9% | 71.2%-22.3pp | 84.0%-35.1pp | 69.3%-20.4pp |
| Annual return | 4.74% | 50.33%-45.6pp | 32.23%-27.5pp | 20.14%-15.4pp |
| Employer contribution / active EE | $1,063 | $3,444-69.1% | $5,501-80.7% | $2,281-53.4% |
| Participant deferral / active EE | $1,617 | $3,046-46.9% | $4,871-66.8% | $3,203-49.5% |
| Admin fee / account holder | $7,941 | $5,561+42.8% | $13,028-39.0% | $4,296+84.9% |