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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,869 | $39,798+10.2% | $67,704-35.2% | $59,633-26.4% |
| Participation rate | 28.3% | 57.4%-29.1pp | 67.5%-39.2pp | 68.7%-40.4pp |
| Annual return | -2.42% | 89.94%-92.4pp | 25.41%-27.8pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $694 | $1,393-50.2% | $2,559-72.9% | $2,203-68.5% |
| Participant deferral / active EE | $1,473 | $2,335-36.9% | $3,585-58.9% | $3,192-53.9% |
| Admin fee / account holder | $161 | $3,212-95.0% | $4,255-96.2% | $4,297-96.3% |