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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,746 | $42,383+48.0% | $76,518-18.0% | $64,173-2.2% |
| Participation rate | 25.0% | 58.1%-33.1pp | 68.0%-43.0pp | 69.6%-44.6pp |
| Annual return | -8.71% | -16.54%+7.8pp | -0.27%-8.4pp | 7.63%-16.3pp |
| Employer contribution / active EE | $624 | $1,563-60.1% | $2,647-76.4% | $2,381-73.8% |
| Participant deferral / active EE | $1,310 | $2,566-49.0% | $3,836-65.9% | $3,470-62.3% |
| Admin fee / account holder | $1,761 | $3,198-44.9% | $4,849-63.7% | $4,887-64.0% |