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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,285 | $56,134+103.6% | $96,171+18.8% | $85,847+33.1% |
| Participation rate | 36.0% | 56.7%-20.7pp | 68.4%-32.4pp | 69.3%-33.3pp |
| Annual return | 15.52% | 42.30%-26.8pp | 192.04%-176.5pp | 318.61%-303.1pp |
| Employer contribution / active EE | $897 | $1,620-44.6% | $2,799-67.9% | $2,565-65.0% |
| Participant deferral / active EE | $1,809 | $2,858-36.7% | $4,350-58.4% | $3,952-54.2% |
| Admin fee / account holder | $201 | $3,769-94.7% | $5,538-96.4% | $6,261-96.8% |