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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,930 | $124,425-51.8% | $112,040-46.5% | $137,256-56.3% |
| Participation rate | 90.0% | 79.3%+10.7pp | 76.5%+13.5pp | 80.0%+10.0pp |
| Annual return | 11.86% | 24.72%-12.9pp | 24.52%-12.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,449 | $3,411-57.5% | $2,954-50.9% | $4,156-65.1% |
| Participant deferral / active EE | $2,387 | $5,718-58.3% | $5,098-53.2% | $6,407-62.7% |
| Admin fee / account holder | $866 | $15,207-94.3% | $12,098-92.8% | $12,270-92.9% |