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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 47-0098400 | Recordkeeping and information managem... | $882,574 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $113,153 |
ALPHASTAFF GROUP, INC.4 years Service code 12 · EIN 65-0314170 | Claims processing; Recordkeeping and ... | $99,949 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $40,124 |
DGPERRY, PLLC1 year Service code 10 · EIN 83-3033790 | Accounting | $15,000 |
FISHER & PHILLIPS2 years Filed as: FISHER PHILLIPS Service code 29 · EIN 58-0619559 | Legal | $13,530 |
Service code 26 · EIN 59-3331424 | Advisory (Participants) | $5,915 |
Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,361 | $36,489+38.0% | $80,648-37.6% | $103,590-51.4% |
| Participation rate | 65.1% | 39.1%+26.0pp | 67.0%-1.9pp | 73.3%-8.2pp |
| Annual return | 17.75% | 64.53%-46.8pp | 937.21%-919.5pp | 33.13%-15.4pp |
| Employer contribution / active EE | $2,086 | $1,018+104.9% | $2,724-23.4% | $3,213-35.1% |
| Participant deferral / active EE | $5,199 | $2,389+117.6% | $4,443+17.0% | $5,214-0.3% |
| Admin fee / account holder | $253 | $479-47.2% | $5,382-95.3% | $114+121.6% |