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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERITAS Service code 12 · EIN 47-0098400 | Direct payment from the plan; Contrac... | $787,862 |
ALPHASTAFF GROUP, INC.3 years Service code 12 · EIN 65-0314170 | Recordkeeping and information managem... | $113,172 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $99,731 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $36,619 |
FISHER & PHILLIPS1 year Filed as: FISHER PHILLIPS Service code 29 · EIN 58-0619559 | Legal | $17,711 |
ASSURANCE DIMENSIONS2 years Service code 10 · EIN 26-3429295 | Accounting | $12,500 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,543 | $33,018+25.8% | $77,100-46.1% | $78,104-46.8% |
| Participation rate | 44.8% | 38.5%+6.3pp | 67.9%-23.1pp | 74.5%-29.7pp |
| Annual return | -12.62% | -7.47%-5.1pp | 42.35%-55.0pp | 10.90%-23.5pp |
| Employer contribution / active EE | $1,163 | $987+17.9% | $2,815-58.7% | $3,128-62.8% |
| Participant deferral / active EE | $3,249 | $2,365+37.4% | $4,430-26.7% | $5,089-36.2% |
| Admin fee / account holder | $229 | $108+111.1% | $5,443-95.8% | $79+189.7% |