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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES2 years Filed as: BLUESTAR RETIREMENT SERVICES,INC. Service code 12 · EIN 59-3092339 | Consulting (pension); Recordkeeping a... | $615,155 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $90,573 |
ALPHASTAFF GROUP, INC.2 years Service code 12 · EIN 65-0314170 | Direct payment from the plan; Other f... | $52,887 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $24,904 |
ASSURANCE DIMENSIONS1 year Service code 10 · EIN 26-3429295 | Accounting | $13,000 |
HILL WARD HENDERSON3 years Service code 49 · EIN 59-2678550 | Other Services | $8,366 |
Service code 26 · EIN 59-3331424 | Advisory (Participants) | $6,955 |
Service code 12 · EIN 75-2866255 | Named fiduciary; Participant loan pro... | $6,250 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,230 | $122,114-58.0% | $96,139-46.7% | $101,517-49.5% |
| Participation rate | 43.0% | 40.2%+2.9pp | 68.4%-25.4pp | 74.6%-31.5pp |
| Annual return | 22.58% | 22.60%0pp | 191.94%-169.4pp | 21.00%+1.6pp |
| Employer contribution / active EE | $923 | $938-1.6% | $2,797-67.0% | $2,973-69.0% |
| Participant deferral / active EE | $2,653 | $2,166+22.5% | $4,349-39.0% | $4,873-45.6% |
| Admin fee / account holder | $251 | $1,652-84.8% | $5,537-95.5% | $139+79.8% |