Filings through .
5 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$50K in admin expenses, $212 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
11 funds of $250K or more; 28 lines in all, holding $7.6M of the plan's $8.3M. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| Pooled Separate Accounts American Century Growth Fund American Century · Separate account | $1.0M | 13.6% |
| Indexselect Mod Retirement I Manager not matched · Other | $1.0M | 13.5% |
| Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index | $859K | 11.3% |
| Insurance Co. General Account Manager not matched · Insurance contract | $744K | 9.8% |
| Pioneer Strategic Income Fund Victory Capital · Mutual fund | $542K | 7.2% |
| Lord Abbett Growth Leaders Fund Lord Abbett · Mutual fund | $524K | 6.9% |
| American Funds American Mutual Capital Group · Mutual fund | $464K | 6.1% |
| American Funds Capital World Growth and Capital Group · Mutual fund | $440K | 5.8% |
| Vanguard Total International Stock Index Fund Admiral Shares Vanguard · Mutual fund | $417K | 5.5% |
| Indexselect Moderate 2045 I Manager not matched · Other | $255K | 3.4% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
18 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 3 funds.
| Fund | Year-end value |
|---|---|
| AddedPooled Separate Accounts American Century Growth Fund | $1.0M |
| AddedLord Abbett Growth Leaders Fund | $524K |
| AddedAmerican Funds Capital World Growth and | $440K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 6 stable value or insurance lines, 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
18 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 Advisory (Plan) | $29,593 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $20,210 |
Service code 13 4560 VIA ROYALE, SUITE 4A · FORT MYERS, FL 33919 Contract Administrator | $3,642 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025