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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,373 | $90,607-29.0% | $79,467-19.0% | $135,380-52.4% |
| Participation rate | 69.6% | 76.0%-6.5pp | 73.3%-3.8pp | 82.6%-13.1pp |
| Annual return | 1.56% | 977.74%-976.2pp | 718.30%-716.7pp | 519.81%-518.2pp |
| Employer contribution / active EE | $830 | $3,068-72.9% | $2,800-70.3% | $4,779-82.6% |
| Participant deferral / active EE | $2,823 | $4,050-30.3% | $3,704-23.8% | $5,609-49.7% |
| Admin fee / account holder | $920 | $5,895-84.4% | $5,104-82.0% | $10,828-91.5% |