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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,007 | $109,905+3.7% | $98,506+15.7% | $167,553-32.0% |
| Participation rate | 68.2% | 75.8%-7.6pp | 73.3%-5.2pp | 82.1%-13.9pp |
| Annual return | 6.92% | 1960.20%-1953.3pp | 1494.92%-1488.0pp | 478.89%-472.0pp |
| Employer contribution / active EE | $1,028 | $3,226-68.1% | $2,961-65.3% | $4,840-78.8% |
| Participant deferral / active EE | $3,566 | $4,674-23.7% | $4,277-16.6% | $6,343-43.8% |
| Admin fee / account holder | $269 | $6,760-96.0% | $5,955-95.5% | $12,316-97.8% |