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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,307 | $90,486-26.7% | $78,676-15.7% | $273,972-75.8% |
| Participation rate | 61.9% | 76.5%-14.6pp | 73.6%-11.7pp | 83.0%-21.1pp |
| Annual return | 4.90% | 75.62%-70.7pp | 62.19%-57.3pp | 41.46%-36.6pp |
| Employer contribution / active EE | $724 | $3,175-77.2% | $2,850-74.6% | $4,869-85.1% |
| Participant deferral / active EE | $2,763 | $3,901-29.2% | $3,517-21.4% | $5,287-47.7% |
| Admin fee / account holder | $1,597 | $5,263-69.7% | $4,510-64.6% | $10,133-84.2% |