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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,434 | $90,530-16.7% | $76,030-0.8% | $145,897-48.3% |
| Participation rate | 63.6% | 74.4%-10.8pp | 69.1%-5.4pp | 80.3%-16.7pp |
| Annual return | 10.96% | 625.08%-614.1pp | 361.54%-350.6pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,800 | $3,319-15.6% | $2,688+4.2% | $4,663-39.9% |
| Participant deferral / active EE | $5,134 | $5,164-0.6% | $4,257+20.6% | $6,689-23.2% |
| Admin fee / account holder | $5,215 | $8,383-37.8% | $6,421-18.8% | $13,390-61.1% |