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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,434 | $90,397-16.6% | $76,002-0.7% | $145,959-48.3% |
| Participation rate | 63.6% | 74.5%-10.9pp | 69.1%-5.4pp | 80.3%-16.6pp |
| Annual return | 10.96% | 621.97%-611.0pp | 360.07%-349.1pp | 561.95%-551.0pp |
| Employer contribution / active EE | $2,800 | $3,317-15.6% | $2,688+4.2% | $4,661-39.9% |
| Participant deferral / active EE | $5,134 | $5,163-0.6% | $4,257+20.6% | $6,689-23.2% |
| Admin fee / account holder | $5,215 | $8,369-37.7% | $6,414-18.7% | $13,398-61.1% |