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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 27 315 DEADERICK ST 5TH FL · NASHVILLE, TN 37238 | Advisory (Plan) | $15,444 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,458 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $288 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,686 | $72,620-42.6% | $90,756-54.1% | $66,930-37.7% |
| Participation rate | 59.4% | 73.7%-14.3pp | 75.7%-16.3pp | 69.8%-10.4pp |
| Annual return | -15.78% | -12.28%-3.5pp | -12.16%-3.6pp | 1.57%-17.4pp |
| Employer contribution / active EE | $1,741 | $2,369-26.5% | $2,922-40.4% | $2,545-31.6% |
| Participant deferral / active EE | $2,900 | $3,979-27.1% | $4,565-36.5% | $4,238-31.6% |
| Admin fee / account holder | $328 | $707-53.6% | $8,445-96.1% | $593-44.7% |