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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,905 | $162,136-35.3% | $152,301-31.1% | $154,746-32.2% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 17.66% | 91.02%-73.4pp | 80.50%-62.8pp | 172.34%-154.7pp |
| Employer contribution / active EE | $3,219 | $4,890-34.2% | $4,624-30.4% | $4,379-26.5% |
| Participant deferral / active EE | $9,682 | $8,341+16.1% | $8,004+21.0% | $6,730+43.9% |
| Admin fee / account holder | $1,568 | $15,759-90.1% | $14,398-89.1% | $14,365-89.1% |