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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,905 | $156,398-32.9% | $147,318-28.8% | $138,895-24.5% |
| Participation rate | 90.9% | 83.8%+7.2pp | 82.1%+8.8pp | 79.9%+11.0pp |
| Annual return | 17.66% | 78.75%-61.1pp | 70.43%-52.8pp | 145.39%-127.7pp |
| Employer contribution / active EE | $3,219 | $4,853-33.7% | $4,593-29.9% | $4,194-23.2% |
| Participant deferral / active EE | $9,682 | $8,237+17.5% | $7,906+22.5% | $6,396+51.4% |
| Admin fee / account holder | $1,568 | $14,976-89.5% | $13,708-88.6% | $12,562-87.5% |