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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,867 | $157,276-36.5% | $141,177-29.3% | $152,885-34.7% |
| Participation rate | 33.3% | 84.8%-51.5pp | 82.5%-49.1pp | 82.5%-49.1pp |
| Annual return | 16.94% | 64.33%-47.4pp | 71.40%-54.5pp | 345.39%-328.5pp |
| Employer contribution / active EE | $1,222 | $5,262-76.8% | $4,736-74.2% | $4,763-74.3% |
| Participant deferral / active EE | $6,250 | $7,110-12.1% | $6,710-6.9% | $5,851+6.8% |
| Admin fee / account holder | $0 | $12,123-100.0% | $10,263-100.0% | $11,598-100.0% |