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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,479 | $160,040-44.7% | $147,096-39.8% | $145,877-39.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 11.27% | 98.49%-87.2pp | 419.75%-408.5pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,937 | $5,289-44.5% | $4,936-40.5% | $4,663-37.0% |
| Participant deferral / active EE | $8,784 | $8,429+4.2% | $8,071+8.8% | $6,691+31.3% |
| Admin fee / account holder | $1,337 | $15,050-91.1% | $13,005-89.7% | $13,402-90.0% |