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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,657 | $217,427+22.6% | $185,837+43.5% | $167,518+59.2% |
| Participation rate | 84.6% | 86.0%-1.4pp | 81.7%+2.9pp | 82.1%+2.5pp |
| Annual return | 15.76% | 148.39%-132.6pp | 122.08%-106.3pp | 478.71%-462.9pp |
| Employer contribution / active EE | $1,911 | $5,874-67.5% | $5,168-63.0% | $4,838-60.5% |
| Participant deferral / active EE | $4,558 | $6,357-28.3% | $5,568-18.2% | $6,342-28.1% |
| Admin fee / account holder | $58,648 | $19,816+196.0% | $16,241+261.1% | $12,312+376.3% |