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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,211 | $180,459+20.4% | $154,108+40.9% | $135,380+60.4% |
| Participation rate | 64.7% | 87.4%-22.7pp | 83.0%-18.3pp | 82.6%-17.9pp |
| Annual return | -8.53% | 888.21%-896.7pp | 735.21%-743.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,523 | $6,035-74.8% | $5,298-71.2% | $4,779-68.1% |
| Participant deferral / active EE | $3,124 | $5,806-46.2% | $5,081-38.5% | $5,609-44.3% |
| Admin fee / account holder | $2,350 | $16,145-85.4% | $13,411-82.5% | $10,828-78.3% |