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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,466 | $167,362+28.1% | $143,799+49.1% | $134,532+59.4% |
| Participation rate | 84.6% | 84.8%-0.2pp | 80.3%+4.3pp | 81.2%+3.4pp |
| Annual return | -26.72% | 0.47%-27.2pp | -0.04%-26.7pp | 418.27%-445.0pp |
| Employer contribution / active EE | $1,887 | $5,620-66.4% | $4,952-61.9% | $4,741-60.2% |
| Participant deferral / active EE | $4,734 | $6,447-26.6% | $5,638-16.0% | $6,401-26.0% |
| Admin fee / account holder | $5,402 | $18,094-70.1% | $14,677-63.2% | $11,429-52.7% |