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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,942 | $150,442+42.9% | $136,295+57.7% | $147,585+45.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.74% | 1049.09%-1032.4pp | 5155.97%-5139.2pp | 578.56%-561.8pp |
| Employer contribution / active EE | $12,712 | $5,256+141.9% | $4,695+170.7% | $4,876+160.7% |
| Participant deferral / active EE | $7,390 | $6,630+11.5% | $6,247+18.3% | $5,439+35.9% |
| Admin fee / account holder | $1,058 | $10,905-90.3% | $9,243-88.6% | $10,885-90.3% |