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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,075 | $157,304+37.4% | $141,197+53.0% | $152,909+41.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 36.37% | 64.34%-28.0pp | 71.41%-35.0pp | 345.46%-309.1pp |
| Employer contribution / active EE | $10,744 | $5,263+104.2% | $4,736+126.8% | $4,764+125.5% |
| Participant deferral / active EE | $5,427 | $7,111-23.7% | $6,710-19.1% | $5,851-7.3% |
| Admin fee / account holder | $21,735 | $12,126+79.2% | $10,265+111.7% | $11,601+87.4% |