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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,874 | $166,242+142.9% | $165,071+144.7% | $145,884+176.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.20% | 100.44%-83.2pp | 70.17%-53.0pp | 551.85%-534.6pp |
| Employer contribution / active EE | $14,963 | $5,283+183.2% | $4,347+244.2% | $4,662+220.9% |
| Participant deferral / active EE | $9,129 | $6,964+31.1% | $6,035+51.3% | $6,690+36.5% |
| Admin fee / account holder | $8,503 | $16,658-49.0% | $12,695-33.0% | $13,392-36.5% |